We understand that you may find it hard to pay your monthly premiums right now, and we want to help you stay protected.

If you are suffering from financial hardship, you may be able to take a Payment Holiday*. A Payment Holiday lets you take a three month break from paying your monthly premiums, which you catch up with later. You’ll remain covered by your policy, subject to your policy terms and conditions – giving you some breathing space.

To find out how Payment Holidays work, click ‘Go to our dedicated payment page for more details’ below. 
*Eligibility criteria apply 

With the rising cost of living, we know life can be difficult for some right now. We’re here to help you through it. For more information click here.

You can check your policy to see if you have Waiver of Premium. If you are not working due to ill health Waiver of Premium means you may not have to pay your premiums if you’ve been unable to work for a set period or longer. You can review your policy details on My Account to see if this benefit is included on your policy.