Your current level of cover may differ depending on the type of policy that you have in place.

Please check your policy documents on My Account to confirm your policy type.

The most common reasons for a different cover amount from your original amount is:

  • You may have a Decreasing Life Insurance product, which is designed to help protect a repayment mortgage, so the amount of cover reduces roughly in line with the way a repayment mortgage decreases.
  • You may have chosen increasing cover (that includes indexation reviews), where the amount of cover increases in line with the changes in the Retail Prices Index (RPI) over a 12 month period.

You can view your amount of cover in My Account.
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