Follow the steps below to complete the Survivor's Discretionary Trust Deed.
Use the 'Checklist' to ensure that all sections are complete before sending. 
Write your 10 digit 'Policy Number' in the box.
Policy numbers start with 0s0/0S1/00/01/02/OT/OF. 



Read the 'Important Notes' before continuing.



You will need to return to 'Part A. Date of Trust' once all other sections of this deed are completed and write the date in the box.

In 'Part B. Definitions', write the 'Name', 'Address', 'Postcode', 'Date of Birth' and 'Email' of the policy owner under 'First (or sole) Settlor'.
If this is a joint policy, write the details of the second policy owner under 'Second Settlor'. 
Write the 'Name', 'Address', 'Postcode', 'Date of Birth' and 'Email' of the first person you want to name as a trustee under 'Additional Trustee 1'.
There is space on the deed to name up to 4 trustees. If you need to name more than 4 trustees then contact us and an additional form can be provided. 
A trustee can be any person over the age of 18 and of sound mind.



A list of default beneficiaries are provided under '4. The Beneficiaries'. If you want to name a person not included on this default list then write the 'Name', 'Address', 'Postcode' and 'Date of Birth' of the first person you want to name as beneficiary under 'Additional Beneficiary 1'. 
There is space on the deed to name up to 4 beneficiaries. If you need to name more than 4 additional beneficiaries then contact us and an additional form can be provided. 
A beneficiary can be any person that you want to receive the money following a claim on your policy. 
You can also write a 'Name of Trust' in the box provided, if you want to.



'Part B, Section 7' refers to 'Gifted and Retained Benefits'.
Sign the 'First (or sole) Settlor' box if you intend for the policy proceeds be gifted to your beneficiaries in the event of a Terminal Illness Claim (or, if applicable, a Critical Illness Claim). If the policy is held jointly, then the second policy owner will also need to sign under 'Second Settlor'.
Leave the box(es) blank if you intend for the proceeds of the policy to be retained by the policy owner in the event of a Terminal Illness Claim (or, if applicable, a Critical Illness Claim).



Please read 'Part C. Key Provisions' before continuing.







Under 'Schedule', write your policy name beside 'Description of Policy'. 
The name of your policy can be found on My Account or in your policy documents. (For example: Level Term Life Insurance)
Write your 'Date of Application' OR 'Policy Number' into the appropriate box, followed by the name(s) of the person or people covered by the policy beside 'Life Insured'.



In 'Part D Signatures', under 'First (or sole) Settlor', the policy owner will need to complete their 'Full Name' and 'Signature'. The witness will also need to complete their 'Full Name', 'Signature' and 'Address' below this. Add the 'Date' that the deed was signed.
A witness must be over the age of 18, of sound mind and not named anywhere else in the trust. They also cannot be a spouse or civil partner.
If the policy is held jointly, the second policy holder will needs to do the same under 'Second Settlor'. The witness can be the same person.



Each of the Trustees named in 'Part B. Definitions' must print and sign under the appropriate 'Additional Trustee' number in 'Part D.Signatures'.
Followed by the 'Full Name', 'Signature' and 'Address' of a witness. Add the 'Date' that the deed was signed.



Once all sections have been completed, return to 'Part A. Date of Trust' and write the date in the box.
Ensure that all of the 'Checklist' items on Page 1 are now complete and send the original trust deed to us by post.

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