Life Insurance is designed to pay out a cash sum if you die during your chosen period of cover, which is a maximum of 50 years, but the policy must end before your 90th birthday.

Life Insurance is underwritten so during the application process we'll ask questions about your medical history, occupation and lifestyle.

Learn more about life insurance

Over 50s Life Insurance is designed to cover you until you die, no matter when death occurs, providing you have held the plan for more than one year. 

To apply, you must be aged 50-80 and a UK resident. Over 50s Life Insurance is not underwritten so you won't be asked any medical or health questions.

Learn more about Over 50s Life Insurance

There are other important factors that you need to be aware of on both types of plan, so please read all the information available.