A Whole of Life Protection Plan is designed to cover you for the whole of your life and pay a lump sum when you die. 

After this happens the policy ends.

It is available as a Single or Joint policy.

You can choose at outset for the lump sum to be paid out on first or second death. 

This is not a savings or investment product, and has no cash value unless a valid claim is made.

Legal & General only sell Whole of Life Protection Plans via a financial adviser.