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A Whole of Life Protection Plan is designed to cover you for the whole of your life and pay a lump sum when you die.
After this happens the policy ends.
It is available as a Single or Joint policy.
You can choose at outset for the lump sum to be paid out on first or second death.
This is not a savings or investment product, and has no cash value unless a valid claim is made.
Legal & General only sell Whole of Life Protection Plans via a financial adviser.