The most common reasons for seeing two policies set up at the same time are:

• You've chosen different amounts of cover for Life Insurance and Critical Illness
• You've set up two policies to cover different circumstances or financial commitments. Such as one policy to cover the cost of a mortgage and the other to leave a lump sum for loved ones.

Legal & General policies don't offer the option to split the value of the payout under a single policy number. Therefore, two policy numbers are required.

If you are unsure what policies have been set up for you please view your policy documents or speak to your financial adviser.