Many customers with a Discretionary Trust, don't need to contact us to amend Beneficiaries.

This 90 second video provides some guidance.

As the video explains:

  • With L&G's Discretionary Trust there is a list of people who are eligible to be Beneficiaries, such as a spouse or child.
  • You don't need to inform us if the new Beneficiary is already included in the list.
  • You can see this list on page four of your Discretionary Trust.
  • In the event of a valid claim the proceeds of your policy would be paid to the Trustees.
  • The Trustees then choose from the list who gets the proceeds of the policy.
  • You can guide Trustees with a Letter of Wishes


For all other changes to your Beneficiaries,

please complete the Amend Trust Request Form (below).

A member of the Trust Team will review it and get back to.